The foundation to your benefit plan is the design. According to the Kaiser Family Foundation, by 2019 the average annual family health insurance premium will be $32,469 – or 44% of the US median income. Are you comfortable allowing the government and the few large insurance carriers to continually determine the design of your benefit plans? We think that is a path most employers would rather not travel.
Our plans are designed to significantly lower premiums, control administrative costs, and reduce your fiduciary liability.
Watch this six minute video for an example of how you are paying too much under your traditional PPO plan.
There is no doubt that Cost Plus Provider Reimbursement saves on health costs when compared to traditional PPO negotiated pricing. Empirical data shows that Cost Plus 12% margin saves on average 43% or more, above and beyond traditional PPO discount.